12.What is the CGTMSE scheme?
Credit Guarantee Fund Trust for Micro and Small Enterprises offers collateral-free loans.
13.What is MUDRA Yojana?
A scheme under Pradhan Mantri MUDRA Yojana offering loans up to ₹10 lakhs to non-corporate, non-farm small businesses.
14.What types of MUDRA loans are available?
- Shishu: Up to ₹50,000
- Kishor: ₹50,000 to ₹5 Lakhs
- Tarun: ₹5 Lakhs to ₹10 Lakhs
15.Are interest subsidies available for MSMEs?
Yes, under schemes like CLCSS and Interest Subvention Scheme.
16.What is SIDBI’s role in MSME funding?
SIDBI provides refinancing, direct lending, and development support to MSMEs.
17.How can MSMEs get export finance?
Through EXIM Bank and schemes like Pre-shipment/Post-shipment credit.
18.Can MSMEs get venture capital funding?
Yes, via government VC funds or private investors.
19.Is there insurance for MSME loans?
Yes, under CGTMSE and other schemes.
20.What is the Stand Up India Scheme?
It provides bank loans between ₹10 lakh and ₹1 crore to SC/ST and women entrepreneurs.
